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Every person in the world wants to leave the world after death with something that is helpful to their beloved ones with a financial such that they can run the remaining part if life without any dept or torture from where he or she borrowed money. There are generally two types of investment that are helpful to them, namely life insurance policy and the other is annuity. The http://www.termvsannuityinsurance.com/ gives a basic difference between these two and the advantages and disadvantages because of them.

Life insurance policy is one which a person pays a monthly premium of certain amount according to the plan that he or she has enrolled themselves. The life insurance is generally to those who have an average income and the benefits are obtained after the death of them to their families. If the term expires the investor has to extend it in order to obtain the benefits. In case if annuity the investor invests certain lump of money initially to and company who offers them and gets a monthly income of money according to the plan. After the death of the person the remaining money goes to the insurance company behalf of them and the money is given to their family

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